Roof condition documentation, St. Augustine Beach
Roof CertificationYour roof's age is a number. Its condition is a document.
Florida carriers increasingly underwrite to the roof. A certification inspection replaces guesswork — and county permit archaeology — with a licensed, photographed assessment of what's actually overhead.
A condition assessment, not a warranty — and better for it.
No component moves a Florida homeowner's policy like the roof. Carriers have spent a decade tightening roof-age rules, and thousands of Northeast Florida homes now sit near a threshold where the difference between “renewed” and “non-renewed” is a question of documented condition. The roof certification is how that question gets answered.
The inspection is roof-only and thorough: covering type and installation, permit and age verification, slopes, flashings, penetrations, and visible decking, photographed methodically. Where the roof's condition supports it, the certification documents an estimated remaining service life in the format the requesting carrier expects — signed under Florida License #HI-14111.
- Signed certification — in the requesting carrier's format
- Slope-by-slope photos — condition shown, not asserted
- Age verification — permits cross-checked with evidence
- 24-hour delivery — to you or your agent
Everything the certification form asks, verified overhead.
A roof-only inspection built around what carriers actually screen — documented slope by slope.
Covering & installation
Shingle, tile, metal, or flat membrane — material, installation quality, and the manufacturer indicators that date a roof when records don't.
Age & permit verification
Permit history cross-checked against physical evidence, so the age on the form is defensible — the line underwriters check first.
Slopes, flashings & penetrations
Each slope photographed; flashings, boots, and penetrations checked — where roofs actually fail first.
Condition & remaining life
Granule loss, uplift, fastener condition, and repairs documented — supporting the estimated remaining service life the carrier is asking for.
Storm-readiness cross-check
Wind-relevant features noted in passing — if a wind mitigation would benefit you, we'll say so before you pay for a second visit.
The certification your agent can forward without a follow-up question.
The deliverable is the certification form your carrier requested, completed and signed under Florida License #HI-14111, with a slope-by-slope photo appendix. Age is documented, condition is photographed, and the remaining-life estimate — where the roof supports one — is stated in the carrier's own terms.
Signed certification
In the requesting carrier's format
Slope-by-slope photos
Condition shown, not asserted
Age verification
Permits cross-checked with evidence
24-hour delivery
To you or your agent
Signed certification
Carrier-requested format
Photo appendix
Every slope documented
Brian Walker, CMI™
Every Lunar inspection is performed and signed by Brian Walker — an InterNACHI Certified Master Inspector and My Safe Florida Home participating inspector whose background includes contracted housing inspections supporting U.S. Army housing programs, with 20+ years of building, remodeling, and field experience behind the credential.
One inspector, one standard: contractor-grade evaluation, insurer-grade documentation, and a direct line to the person who actually walked your property.
Lunar Home & Commercial Inspections
Certification questions, answered.
A focused roof-only inspection in which a licensed inspector documents the roof's type, age, condition, and — where conditions support it — an estimated remaining service life, on the certification form carriers request. Insurers use it when a roof's age is near their underwriting thresholds.
No — and this distinction matters. A certification is a professional condition assessment as of the inspection date. It does not warrant, guarantee, or insure the roof against future leaks or storm damage; no inspection can. What it does is give your carrier a licensed, photo-documented basis for its underwriting decision.
Most commonly when the roof is 15–25+ years old (varies by covering type and carrier), when permit records are missing or unclear, or at renewal after the carrier tightens roof-age rules — a regular event in the Florida market.
We document what's there, accurately. If the roof has limited remaining life, you'll know exactly why, with photographs — which is also the documentation you need for repair quotes, a re-roof decision, or a wind mitigation update after replacement.
Yes — roof certification pairs naturally with a 4-Point and wind mitigation. The insurance bundle covers all three in one visit.
The standard behind every visit.
Certified Master Inspector
The profession's highest credential. Reports signed by a CMI carry weight with agents, lenders, and insurance carriers.
Federal-contract discipline
Brian performed contracted housing inspections supporting U.S. Army housing programs. Your property gets the same checklist rigor — nothing skipped, everything documented.
24-hour reports
Photo-documented digital reports, most delivered within 24 hours, so inspection contingencies and carrier deadlines stay on track.
Technology on every visit
Thermal imaging and instrument diagnostics deployed whenever conditions call for them — documented in the same report.
Northeast Florida native
Coastal wind exposure, mid-century Jacksonville wiring, St. Johns new builds — we inspect what this region actually has.
Support after the report
Complimentary repair re-inspection verification and plain-English answers — the report is the start of the relationship, not the end.